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	Full Time	Part Time	Pool
EFFECTIVE FIRST OF MONTH	X	X		MEDICAL INSURANCE : Employee will share in the cost of employee and dependent coverage. *See Bi-Weekly Rates and Worksheet.
	X	X		DENTAL INSURANCE : Employee will share in the cost of employee and dependent coverage. *See Bi-Weekly Rates and Worksheet.
	X	X		VISION : Employee will share in the cost of employee and dependent coverage. *See Bi-Weekly Rates and Worksheet.
	X	X		LIFE INSURANCE : Employer pays 1 x annual salary .Employee may elect up to FOUR times annual base pay to a maximum of $500,000 in term life insurance, which includes matching AD&D. Optional dependent life is available for your spouse and eligible children. *See Bi-Weekly Rates and Worksheet.
	X	X		SHORT-TERM DISABILITY : Employee pays the full cost of coverage (deduction only) based on your age at the time of eligibility or beginning of the plan year, which is January 1 st. *See Bi-Weekly Rates and Worksheet.
	X	X		LONG-TERM DISABILITY : Employee pays the full cost of coverage (deduction only) based on your age at the time of eligibility or beginning of the plan year, which is January 1 st. *See Bi-Weekly Rates and Worksheet.
	X	X		BENEFIT DOLLARS : To help cover cost of insurance benefits. **See Bi-Weekly Rates and Worksheet.*
	X	X	X	401(k) : Eligible for employer match of 50 cents on the dollar up to 6% contribution. Pool employees not eligible for match.
After 3 months of service	X	X		EARNED TIME OFF: An employee starts earning ETO time each pay period starting on your first day as an employee.
	X	X		EXTENDED ILLNESS DAYS: An employee earns paid EID time each pay period starting on your first day as an employee.

Arrowhead Hospital (AH) currently provides the following benefits to employees who have met the eligibility requirements. The benefits are based on the number of scheduled hours worked per week. Your benefits go into effect the first day of the month following your hire date, in a benefit eligible position. The company shares the cost of your medical, dental and vision coverage.

LIFE INSURANCE Arrowhead Hospital rounds term life insurance equal to one times your annual salary for life insurance. 1 times your annual salary is paid by Arrowhead Hospital. You may elect up to three times your annual base pay to a maximum of $500,000 in term life insurance, which includes matching AD&D. Optional dependent life is available and you may purchase a policy for your spouse up to ½ of the amount that you carry for life insurance and up to $10,000 for your eligible children.

GROUP MEDICAL INSURANCE The medical plans currently available are HMO and POS+. Both plans include coverage for medical care, prescription drugs and behavioral health. The amount paid varies by the type of coverage the employee elects, i.e., single, or if you elect to have dependent coverage.

SHORT-TERM DISABILITY Employee pays the full cost of coverage based on your age at the time of eligibility or beginning of the plan year, which is January 1. You may purchase a policy with a 7, 14 or 30 day waiting period. After the waiting period your Short Term Disability will pay up to 60% of your monthly wage.

DENTAL INSURANCE We offer two dental plans. The DMO is a managed plan that you must go to your primary dentist for all dental care. The PPO is a plan that you may go to any dentist you prefer. The PPO has a $1,500 maximum per calendar year for each enrolled person. Both offer 100% paid on diagnostic & preventative dental care without deductibles.

LONG-TERM DISABILITY Employee pays the full cost of coverage based on your age at the time of eligibility or beginning of the plan year, which is January 1. You may purchase a policy with a 90 or 180 day waiting period. After the waiting period your Long Term Disability will pay up to 60% of your monthly wage, in some cases up to age 65.

VISION INSURANCE Our vision plan offers a complete complement of vision care providers representing ophthalmologists, optometrists and opticians.

CREDIT UNION Employees are eligible immediately to join Arizona Central Credit Union.

BENEFIT DOLLARS Arrowhead Hospital helps to pay for your benefits on a bi-weekly basis. Depending on your medical insurance Arrowhead Hospital will contribute BENEFIT DOLLARS as follows:

For Full Time Employees Single Coverage $57.69 Dependent Coverage $63.46 No Medical Coverage $14.42

For Part Time Employees Single Coverage $28.85 Dependent Coverage $31.73 No Coverage $7.21

EARNED TIME OFF (ETO) Full time and part time employees earn ETO each pay period starting on your first day of employment.. You are eligible to take ETO after completing 90 days as a full time or part time employee. Full time non-exempt employees and exempt non-managerial employees in positions regularly scheduled for 40 hours per week earn ETO as follows:

Length of Service	Days Accrued Annually	Hours Accrued/Pay Period	Max Balance
0-5 Yrs	23 Days	7.08 Hours	368.16
6-9 Yrs	34 Days	8.62 Hours	448.24
10 + Yrs	36 Days	9.23 Hours	480.00

FLEX SPENDING ACCOUNT Arrowhead Hospital also allows you to put your pretax dollars into a flex spending account to help pay for your out of pocket expenses on medical, dental, etc.

401(k) Eligible for employer matches of 50 cents on the dollar up to 6% contribution. No waiting period to join. You must be employed a full year as full time or part time to receive yearly match (Jan. 1 st to Dec. 31 st).

EXTENDED ILLNESS DAY (EID) Full time and part time employees earn EID each pay period starting on your first day of employment. You are eligible to take EID after completing 90 days as a full time or part time employee. Employees may take EID after being out ill for 4 continuous days. If you are having inpatient or out patient surgery or are injured at work and out due to a worker’s compensation injury you can use your EID right away. Full time employees are awarded EID at the rate of 1.85 hours each pay period (6 days per year).

EMPLOYEE ASSISTANCE PROGRAM (EAP) Arrowhead Hospital offers an EAP program through CONTACT. All employees and their dependants are eligible for 6 free visits per year.

CREDIT UNION Employees are eligible immediately to join Arizona Central Credit Union.